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Title Agent

A title insurance agency is the retail side of title insurance. The same way you would go to an independent agent for property insurance, life insurance, etc., you go to a title agency for title insurance.

The title agency takes the application, processes the order, orders the county/municipal searches, conducts a title examination (or reading), and creates a Binder or Commitment to insure the mortgage and/or owner interest in the property.

The title agency actually underwrites (makes decisions to insure) at the local level as opposed to simply taking the application and sending off to a parent office (Underwriter) to make the final decision to insure.

A title AGENT may perform many different functions within Equitable Title 

a) Title Clerk/Processor(taking the application, processing the file, ordering searches, etc),

b) Reader/Examiner (examining the county, municipal, city, etc. searches to determine conditions that must be met or excepted from coverage in order to issue a policy),

c) Settlement/Escrow Officer (the actual notary who attends the closing, witnesses and acknowledges the documents being signed, and/or disburses funding for the loan),

d) Policy Clerk (person who orders final run downs, and issues the final policy)

e) Sales Agent (person selling title insurance services and products,

As welll as managerial and administrative positions within the agency.

This is a basic overview of a title agency/agent at Equitable Title 

 PLease meet some of the Executives at Equitable Title HERE